2025 agenda. Day 2Thursday, 8 May 2025 - PT (Pacific Time, GMT-08:00)

Always one of the most popular sessions at Finovate. 3 leading fintech analysts take the stage for 7 minutes each to present the key opportunities for financial institutions and fintechs in a new financial services landscape. Expect expert analysis of what’s changed; which new tech has proved its worth and what the next big things will be.

1. Banking modernisation: how banks need to approach technology across three pillars: core and orchestration, payments & digital banking
2. Content that converts – how banks and fintechs need to rethink their digital content and growth strategies
3. Beyond the application: making onboarding more effortless

TAPP Engine, a WealthTech company, partners with financial institutions to enhance financial wellness, strengthen loyalty, and increase revenue and deposits.

Tavant, a leading fintech innovator, leverages AI and advanced analytics to transform mortgage lending, enhance efficiency, customer experience, and compliance.

Bits of Stock empowers FIs to drive deposits and non-interest income with the next generation of cardholders by bundling banking with investing.

Herd Security helps organizations build herd immunity against cyber threats by empowering users through engaging, AI-driven training and simulations.

Auditive empowers financial institutions to onboard their third-parties or vendors 4x faster, while monitoring their risk confidently and continuously.

OnestPay™ transforms retail payments with flexible merchant credits—offering consumers more value and merchants a powerful way to boost loyalty and revenue.

We’ll explore real-world use cases of how fintechs and financial institutions are leveraging intelligent agents to drive faster development cycles, smarter automation, and better decision-making — all while maintaining compliance and governance. Whether you’re modernizing legacy infrastructure or launching the next big thing, this session will equip you with understanding of how to approach building AI-native products in finance.

Félix powers cross-border remittances via WhatsApp, enabling fast, secure, and embedded transfers for financial institutions.

Covet helps institutions grow assets, strengthen family relationships, and retain wealth through modern, multigenerational estate organization.

Winnow is an award-winning regulatory change management platform that allows customers to build customized state and federal compliance surveys.

QuickFi is the first and only embedded finance platform in the market for secured commercial equipment finance transactions.

Kaian helps financial institutions boost member and customer value by reducing bill stress and enabling smarter direct deposit and bill pay engagement.

Anonybit prevents fraud and protects user privacy with decentralized biometrics at login, step up, help desk, and other user touchpoints.

Contour is an AI customer support platform purpose-built for banks, credit unions, and fintechs.

Quinte Financial Technologies automates processes, boosts efficiency, cuts costs, and enhances compliance—combining smart tech with expert-led banking improvements.

Bolder Money revolutionizes relationship banking with AI-enabled financial coaching, providing personalized guidance and real-time product recommendations.

Crux is a relationship intelligence platform empowering bankers to drive more valuable outcomes with small business clients.

DashDevs builds fintech products end-to-end - digital banks, wallets, lending platforms, and more, for startups and enterprises worldwide.

Quavo's mission is to restore financial trust by simplifying fraud and disputes.

Quivly AI provides AI agents for post sales teams to deliver value for the customer, manage customer health, and drive revenue.

CoHome empowers college parents to turn rent into real estate ownership — giving partner banks a unique path to tap into an untapped $55B new market.

Accend delivers fast, accurate financial spreading and analysis with AI and human review—trusted by leading fintechs, banks and lenders.

How the OCC’s Office of Financial Technology is supporting and promoting responsible innovation across the federal banking landscape.