Comments on Update: The State of Florida Deficiency Judgments in 2014 Providing Over Three Decades Of Legal Wisdom. South Florida Law Blog Offers Legal Insight and Real Estate Blogs2016-07-10T18:20:46Zhttps://southfloridalawblog.com/update-the-state-of-florida-deficiency-judgments-in-2014/feed/atom/WordPress
By: maxefforts maxeffortshttp://southfloridala.wpengine.com/?p=9990#comment-19982016-07-10T18:20:46Z2016-07-10T18:20:46ZNo, limitations is up. It’s over. What I’m finding here and there is that collection agencies are trying to scare people that’s about it.
They actually tried that with me in 2012 I quickly had them stop sending me letters after I showed clearly that they were wrong and the statue limitations apply to them as well even if they bought the so-called debt.
The bank had its chance to do that against me, they ran out of time is really what it came down to. Just like they did with most people, they went after the big debts not the little ones it seems they were overwhelmed.
And that’s exactly what a few attorneys told me as wel,l when I was sent the collection letter years ago.
You don’t not even need to hire an attorney just know your rights. Collection agencies can cause you a headache and worry. But again if you know you’re right you’ve nothing to sweat.
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By: maxefforts maxeffortshttp://southfloridala.wpengine.com/?p=9990#comment-19972016-07-10T18:14:38Z2016-07-10T18:14:38ZThey cannot, it’s a headache and I’ll take some time but you should be able to get that off your credit report.
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By: Jtminero Jtminerohttp://southfloridala.wpengine.com/?p=9990#comment-19962016-07-10T07:41:51Z2016-07-10T07:41:51ZFrom the sounds of this post no, I am in a similar situation as well. I am thinking of fighting it thru the credit bureaus since I can’t afford a lawyer. Have you tried seeking any clarification on this besides here?
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By: Jtminero Jtminerohttp://southfloridala.wpengine.com/?p=9990#comment-19952016-07-10T07:39:31Z2016-07-10T07:39:31ZAny updates with this Rose? I am in a similar situation just don’t have the money to hire a lawyer was thinking of fighting it thru credit bureau instead.
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By: adviceplease advicepleasehttp://southfloridala.wpengine.com/?p=9990#comment-19942016-03-05T03:40:03Z2016-03-05T03:40:03Zi had a house foreclosed in 2009 in florida. it was sold for much less in 2011. its 2016 now, and public records shows its been re-opened last month and its a deficiency judgment. can they do this?
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By: Just surviving Just survivinghttp://southfloridala.wpengine.com/?p=9990#comment-19932015-12-13T17:49:54Z2015-12-13T17:49:54ZI had a foreclosure in 2008 I was given a 1099A and I also filed chap 13. i recently 2015 looked at my public records and it shows a deficiency judgement from that mortgage but the bank never sued me or sent me any letters. How long is that judgement good for? And will I get a 1099c from them to pay taxes
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By: Just surviving Just survivinghttp://southfloridala.wpengine.com/?p=9990#comment-19922015-12-13T17:49:09Z2015-12-13T17:49:09ZI had a foreclosure in 2008 I was given a 1099A and I also filed chap 13. i recently 2015 looked at my public records and it shows a deficiency judgement from that mortgage but the bank never sued me or sent me any letters. How long is that judgement good for?
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By: iamtitanium iamtitaniumhttp://southfloridala.wpengine.com/?p=9990#comment-19912015-09-19T18:56:35Z2015-09-19T18:56:35Zsunshine2354 n our case we filed a motion to dismiss based on the new SOL law and the judge threw it out stating that the new statute didn’t specifically apply to short sales.
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By: iamtitanium iamtitaniumhttp://southfloridala.wpengine.com/?p=9990#comment-19902015-09-19T18:55:17Z2015-09-19T18:55:17ZIn our case we filed a motion to dismiss based on the new SOL law and the judge threw it out stating that the new statute didn’t specifically apply to short sales.
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By: sunshine2354 sunshine2354http://southfloridala.wpengine.com/?p=9990#comment-19892015-09-19T18:36:04Z2015-09-19T18:36:04ZI had a first mortgage with Wells and a 2nd with Chase. In June 2014, we lost a court case and a judgment was enter in favor of Wells for 100K. In July 2014 our home was foreclosed. We received from both lenders 1099A in 2014. . In Sept 2015 Chase sent us a letter trying to collect on the HELOC. Does the 1 yr SOL apply in this case?
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