Au Pair Mom Car Insurance Survey

	A	B	C	D	E	F	G	H	I	J
1	APM Commenter Name	Your State (2 Letters)	Your Car Insurance Provider	Cost of Insuring Au Pair	Monthly Cost	Deductible	How many cars?	Gender/Age	Comments

2	amy	MA	AAA	$4,200	$350.00	1000	one car	female, 20
3	Ebhm	MA	AAA	$1,533	$127.75	500	two cars, third driver	Male, 20	had to prove 3 years safe driving experience, otherwise quotes from Liberty Mutual, Progressive, Gieco, Nationwide all came in at $4000+ extra per annum
4	WestMom	NY	Allstate	$620	$51.67	500	one car	Female, 25	Inexpensive, 5yr old compact car
5	fsteph	MA	Amica	$1,400	$116.67	1000	One primary, 3 optional	Female, 19	AP only drives 2002 Honda CRV
6	fsteph	MA	Amica	$800	$66.67	1000	One primary, 3 optional	Female, 23	This was for an older AP with 5 years driving expenrience, price goes way down
7	Returning HM	MA	Commerce	$2,400	$200.00	500	one primary, two third driver	Male, 19	primary is 2005 subaru	Insurance only accepts a US driving history based on a US DL. Also can get a 5% discount by taking a $20 defensive driving class if AP has a state DL. (NJ allows driving up to 1 year on Int DL)
8		MA	Farmers	$800	$66.67	500	One primary, third driver on other two cars	Female, 23	AP's primary car is 17 year old sedan.	Cost is per year
9	VA Mom	VA	Farmers	$1,062	$88.56	500	three cars	female, 27	Third car; old inexpensive sedan	Au pair has a traffic ticket in first year
10	Anon	VA	Geico	$315	$26.25	500	2 cars, third driver	Female, 25	AP mostly drives 2011 Toyota Sienna, but also has access to 2013 Honda Fit
11	N/A (never posted 2)	NY	Geico	$102	$8.50	1000	3 cars, 3rd driver	Female, 21 yrs old	2014 VW on lease is the car she drives
12	CAmom22	MA	Geico	$1,300	$108.33	500	one car	female, 25	2014 SUV; insurer gives credit for foreign driving experience with proof.
13	N/A (never posted)	NJ	Geico	$1,000	$83.33	500	3 cars	Male, 20 and Female, 19	annual cost for Au, Pair; all newer cars	Our overall premiums are quite high, not sure if that impacts the low rate for the au pair?
14	NJ Mom	NJ	Geico	$2,200	$183.33	500	3 cars, 3rd driver	Female, 19	AP is drives the oldest car
15	NJ Mom	NJ	Geico	$1,000	$83.33	500	2 cars, 3rd driver	Female, 19	AP shared the car. Once we added an older 3rd car, insurance goes way up (next row)
16	NJ Mom	NJ	Geico	$1,940	$161.67	500	3 cars, 3rd driver	Female, 22	AP is drives the oldest car. Slightly less expensive for a slightly older AP
17	Philly Mom	PA	Geico	$1,800.00	$150.00	$500.00	1 car	Female, 20	3 year old SUV, doesn't require a state license
18	Happy H	PA	MetLife	$506.00	$42.17	$500.00	two cars	female, 24	2008 Chrysler Minivan, 2013 Fiat Turbo	Metlife offers an online driver safety course, so that will lower the rate by $40 per year. Also, we get a great group rate through my company. Our AP has been licensed for 5 years. Includes comprehensive and collision on both cars.
19	ChiHostMom	IL	State Farm	$1,440	$120.00	500	one car, 3rd driver	Female, 19	has state license, car is 2011
20	Hostmama in CA	MA	State Farm	$960	$80.00	500	1 car	Female, 26	Older AP with 8 years driving experience in Europe. AP only drives very old car ('94)
21	Pennsylvania AP Mom	PA	State Farm	$987.00	$82.25	$500.00	one car	Female, 25	old (10+ years) mini-van, Don't require a state license, all AP's have been insured with international license
22	(OCD HM)	MA	Usaa	$144	$12.00		two cars, third driver	Female, 21+	old cars	just updated this on 2/17 - doubled checked the price
23	(OCD HM)	MA	USAA	$1,400	$116.67	500	two cars, third driver	Male, 19	older cars
24	Emerald City HM	WA	USAA	$500	$41.67	500	4 cars, 3rd driver	Male, 26	AP is primary on piece of junk car with only liability coverage. With more cars than drivers have to have him as primary on one, per USAA.
25	Kategems	CT	USAA	$1,400	$116.67	1000	three cars	Female, 23
26	Mimi	CT	USAA	$1,400	$116.67	1000	3, primary on one	Female, 19	AP only drives third vehicle (2002 Volvo wagon)	When AP was 21+ and had three years of clean record at home, cost was 1200
27	NoDramaMama	VA	USAA	$1,400.00	$116.67	$500.00	2	Female, 21+	AP only drives older car.
28	WarmStateMomma	TX	USAA	$500.00	$41.67	$500.00	two cars, third driver	Female, 23	No US license required (probably because required by state law)
29	First time HM in VA	VA	USAA	$667.00	$55.54	$500.00	two cars	female, 22	Asked for good student discount, saved $48/year
30	Chi-area-fam	IL	Nationwide	$2,400.00	$200.00	$500.00	2	female, 20	just tried a Geico quote and it was even higher, $3400 annually for us and AP
31	Ohio Host Family	OH	GEICO	$4,100.00	$341.67	$500.00	1	Female, 20	no driving record and no credit trade lines, everything we are seeing is 4k+ / year
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